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Video On Demand

Commercial Insurance Issues that Cause Heartburn

Total Credits: 3 including 3 CE Credit

Average Rating:
Commercial Lines
Terry L. Tadlock, CIC, CPCU, CRIS
Course Levels:
3 Hours
Access for 90 day(s) after purchase.


To say the market is changing is an understatement.  We are going to be (if not already) forced to deal with many of these trends.  This course starts with the changing market place and all of the pressures we will face in the coming year(s).  We will then shift gears to actual claims and coverage issues that have been creating a little heartburn for agents.  Come along and enjoy perhaps one of the more cutting-edge courses of the year.

Basic Course Information

Learning Objectives
  • To identify how a hard market influences premiums and availability
  • To identify and resolve the main reasons for underinsurance
  • Identify and explain common issues with BAP symbols, liquor liability and loading/unloading

Major Subjects
  • Underinsurance
  • BAP symbols 2, 8, & 9
  • Liquor liability - what is "to serve"
  • Loading/unloading - BAP or CGL

Course Materials


Terry L. Tadlock, CIC, CPCU, CRIS's Profile

Terry L. Tadlock, CIC, CPCU, CRIS Related Seminars and Products

Industry Expert Presenter


Terry is a 40-year veteran of the insurance industry. In an attempt to enjoy a little slower paced life, he has joined the Correll Insurance Group of agencies as the President of Coastal Plains Insurance, LLC (CPI) and South East Coastal Underwriters (SECU) in beautiful Hilton Head Island, South Carolina. Terry is part owner and responsible for the day to day operations of CPI and SECU. Prior to Terry's joining CPI he was owner and CEO of Florida Insurance Educators, Inc. which is an insurance education and consulting firm that in conjunction with Florida Insurance School worked with state and national organizations providing a variety of educational courses and consulting services. Terry continues to accept national speaking engagements and writes technical articles for a variety of state and national insurance publications. In his spare time Terry is also recognized by Federal and State courts as an expert on insurance coverages and serves as an expert witness. Terry began his career in 1979 in Florida. The majority of his time was spent as the principal of an independent insurance agency in Florida where he specialized in a variety of Professional Liability programs as well as designing several specialty programs serving the Construction industry. Terry has also worked with the Florida Department of Insurance where he was the Administrator of Agents Licensing. His primary responsibilities included the approving individuals for agent licensing and supervision the writing of all state insurance examinations. During this time, he also represented the state of Florida on the National Test Development Committee which sets standards for agents licensing examinations. Currently, Terry holds a Certified Insurance Counselor (CIC) designation and is a National Faculty Member of the Society. In addition, he serves as the Educational Consultant in the State of North Carolina. Terry also holds a Chartered Property and Casualty Underwriter (CPCU) and Construction Risk and Insurance Specialist (CRIS) professional designations. 

State Specific Details

State Approval Information Details

OK - This course is apprived for 3 hours of credit - # 6000143662


Basic Course Information

Designed For All commercial lines agents

Promo Video



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Total Reviews: 43