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Video On Demand

Insurance Issues with the Remote Workforce

Total Credits: 2 including 2 CE Credit

Average Rating:
Personal Lines
Terry L. Tadlock, CIC, CPCU, CRIS
Course Levels:
2 Hours
Access for 90 day(s) after purchase.


If insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend.  Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs.  With technology improving and management styles changing I think this movement is here to stay.  This course will address both sides of this insurance quagmire.  We will look at the coverages provided by the Homeowners Policy, or I should say the lack of coverage provided as well as some coverage concerns the business may want to give some thought.  

Basic Course Information

Learning Objectives
  • Identify and explain the reasons for concern that this coverage exposure is overlooked by company and agency personnel.   
  • Apply the appropriate Homeowner Endorsements that may be used in various coverage situations.
  • When a Homeowners Endorsement is not sufficient to adequately cover the insureds exposure, Identify some other alternatives that are available.         
  • Identify and address the coverage concerns for the employer

Major Subjects
  • Gaps in HO policies for remote workers
  • Solutions for the remote worker and the employer

Course Materials


Terry L. Tadlock, CIC, CPCU, CRIS's Profile

Terry L. Tadlock, CIC, CPCU, CRIS Related Seminars and Products

Industry Expert Presenter


Terry is a 40-year veteran of the insurance industry. In an attempt to enjoy a little slower paced life, he has joined the Correll Insurance Group of agencies as the President of Coastal Plains Insurance, LLC (CPI) and South East Coastal Underwriters (SECU) in beautiful Hilton Head Island, South Carolina. Terry is part owner and responsible for the day to day operations of CPI and SECU. Prior to Terry's joining CPI he was owner and CEO of Florida Insurance Educators, Inc. which is an insurance education and consulting firm that in conjunction with Florida Insurance School worked with state and national organizations providing a variety of educational courses and consulting services. Terry continues to accept national speaking engagements and writes technical articles for a variety of state and national insurance publications. In his spare time Terry is also recognized by Federal and State courts as an expert on insurance coverages and serves as an expert witness. Terry began his career in 1979 in Florida. The majority of his time was spent as the principal of an independent insurance agency in Florida where he specialized in a variety of Professional Liability programs as well as designing several specialty programs serving the Construction industry. Terry has also worked with the Florida Department of Insurance where he was the Administrator of Agents Licensing. His primary responsibilities included the approving individuals for agent licensing and supervision the writing of all state insurance examinations. During this time, he also represented the state of Florida on the National Test Development Committee which sets standards for agents licensing examinations. Currently, Terry holds a Certified Insurance Counselor (CIC) designation and is a National Faculty Member of the Society. In addition, he serves as the Educational Consultant in the State of North Carolina. Terry also holds a Chartered Property and Casualty Underwriter (CPCU) and Construction Risk and Insurance Specialist (CRIS) professional designations. 

State Specific Details

State Approval Information Details OK - This course is approved or 2 hours of credit - # 6000143661

Basic Course Information

Designed For Personal lines agents

Promo Video



Overall:      4.9

Total Reviews: 67