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Video On Demand

Insureds: Who, When and Why


Total Credits: 2 including 2 CE Credit

Average Rating:
   6
Categories:
Commercial Lines |  Commercial Lines - Basic |  Personal Lines |  Personal Lines - Basic
Speaker:
Christopher Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA
Course Levels:
Intermediate
Duration:
2 Hours
Expiration:
Access for 90 day(s) after purchase.


Description

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does coverage. 

Within various property and casualty insurance policies, there are up to four "levels" or types of insureds. When developing an insurance program for any insured, it is of utmost importance that all persons and entities granted status as an insured be thorough understood. Why? Because sometimes an endorsement might be necessary to extend coverage to someone outside the list of those who are already insured. 

Basic Course Information

Learning Objectives
  • Understand the four "levels" of insureds in the various coverage forms
  • Understand who qualifies as an insured in various coverage forms including the CGL, BAP, WC, HO and PAP
  • Understand the amount of protection extended to each "level" of insured.

Major Subjects
  • Understand the four "levels" of insureds in the various coverage forms
  • Understand who qualifies as an insured in various coverage forms including the CGL, BAP, WC, HO and PAP
  • Understand the amount of protection extended to each "level" of insured.

Course Materials

Speaker

Christopher Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA's Profile

Christopher Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA Related Seminars and Products

Boggs Risk & Insurance Consulting, LLC


Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, president of Boggs Risk & Insurance Consulting (BRIC) with a focus on education, training, risk and claims consulting with insurance agents and insurance carriers, began the practice of insurance in 1990.

During his nearly three-and-a-half-decade insurance career, Boggs has authored over 2,000 insurance and risk management-related articles on a wide range of topics. Additionally, Boggs has written 15 insurance and risk management books including:

  • "The Insurance Professional's Practical Guide to Workers' Compensation: From History through Audit," (now in its second edition);
  • "Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages," (now in its third edition);
  • "Property and Casualty Insurance Concepts Simplified: The Ultimate 'How to' Insurance Guide for Agents, Brokers, Underwriters and Adjusters;"
  • "Wow! I Never Knew That! 12 of the Most Misunderstood and Misused P&C Coverages, Concepts and Exclusions;"
  • "Insurance, Risk & Risk Management! The Insurance Professional's Guide to Risk Management and Insurance;"

Boggs is a regular speaker at industry events, having taught or spoken nearly 1,000 times. This includes sessions for the National Association of Mutual Insurance Companies (NAMIC), the National Society of Insurance Premium Auditors (NSIPA), the American Association of Managing General Agents (AAMGA), the Institute of Work Comp Professionals (IWCP), the Chartered Property Casualty Underwriter (CPCU) Society and numerous independent insurance agent state association meetings. He has also earned numerous professional accolades including the 2017 Institute and Faculty of Actuaries (IFoA) Brian Hey Prize and the 2019 Casualty Actuarial Society (CAS) Charles A. Hachemeister Prize as part of a of professional collaboration with a diverse group of professionals.

His professional background includes work as a risk management consultant, loss control representative, insurance producer, claims manager, journalist and columnist, quality assurance specialist, and insurance coverage product manager.


Boggs earned a Bachelor of Science degree in journalism at Liberty University in Lynchburg, Virginia, and holds nine professional designations. 


State Specific Details

State Approval Information Details OK - This course is approved for 2 hours of credit - # 6000183358

Basic Course Information

Designed For All agents, brokers and underwriters

Promo Video

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